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Mutual Exchange


Mutual Exchange (also known as a house swap)

If you are a tenant and would like to move home, sometimes looking for a swap is an option worth considering.

A swap can help you move quickly, and gives you control in deciding where you stay.

Fife Council tenants can swap with each other, tenants of another Local Authority, or tenants of a Housing Association. All tenants involved must have a Scottish Secure Tenancy Agreement.

Swaps are not limited to 2 households, and Mutual Exchange 'chains' can be created, with 3+ properties involved in the swap.

When you find someone to swap with you must request the Mutual Exchange in writing. A paper application form is available at your Local Office or can be printed from the publication list below. Fife Council tenants can also request their exchange online.

Your rent should be up to date and your home kept in good order. All Mutual Exchange requests will be considered however some rules do apply. Normally we will refuse Mutual Exchange applications where:

  • A notice for eviction has been served on you or the person you are swapping with or an eviction order is in place
  • There are rent arrears
  • The house has been designed or significantly adapted for someone with specific needs and no one on the application needs it
  • The exchange would result in significant under-occupation
  • The exchange would result in overcrowding
  • You are not a secure tenant
  • You or the person you are swapping with has a Short Scottish Secure Tenancy (SSST)
  • If the fixtures and fittings of properties are not to a reasonable standard for both tenants

How can I find someone to exchange with?

1.         Home Swap - a new online Mutual Exchange match up service has been created for Fife Council tenants, this allows you to register your details and search for other Fife Council tenants who are looking to exchange. Home Swap is available via Fife Direct.  Want to know more about Home Swap? Click here

2.         If you apply to join our housing list you can confirm in your Fife Housing Register (FHR) application form that you will consider mutual exchange as an option for re-housing. We'll check the housing list on a monthly basis and contact you if you have any potential matches. (Please note - we can only do this for tenants of Fife Council, Fife Housing Association (HA), Glen HA, Kingdom HA, Ore Valley HA and Ochil View HA).

3.         Some Fife Council Local Offices continue to hold paper based Mutual Exchange folders, you may be able to include your information in this. Contact your nearest Local Office for further information.

4.         You may be able to source an exchange by other means, such as speaking with friends, family or neighbours.

5.         Wanting to move out with Fife? Contact the Local Authority or a Housing Association based in the area you're looking to move to, they may recommend an external/national mutual exchange website, or give you information on how to register your details locally with them.

If you've still got questions or want to find out more about mutual exchange you can contact us by emailing:

For more information contact

Housing Information and Advice (lines open 8 a.m. - 6 p.m.)
Tel: 03451 55 00 33 Contact Housing Information and Advice (lines open 8 a.m. - 6 p.m.) online
By Post: New City House 1 Edgar Street Dunfermline Fife KY12 7EP

Alison Hoey, Lead Officer - Housing Allocations 
Tel: 03451 55 55 55 + Ext 44 06 44 Contact Alison Hoey online
By Post: Rothesay House Rothesay Place Glenrothes Fife KY7 5PQ
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