Responsibility for consumer credit regulation lies with the Financial Conduct Authority (FCA). Consumer credit firms include credit card issuers, credit brokers, payday lenders, log book lenders, peer-to-peer lenders, pawnbrokers, and debt management and debt collection firms.
If your firm wants to start carrying out consumer credit activities it must apply for authorisation at fca.org.uk.
Fife businesses requiring specific advice on consumer credit issues can contact us for free advice.
Tel: 01592 583141 Fax: 01592 583318 Contact Trading Standards online
By Post: Kingdom House Kingdom Avenue Glenrothes Fife KY7 5LY